Last Updated: July 20, 2026
These Terms of Service govern your access to and use of the Chinka Shopping website and its digital services. By purchasing, accessing, or using our services, you confirm that you have read and accepted these Terms.
1. Our Services
Chinka Shopping provides exclusively digital services, including:
- online courses and workshops;
- digital guides, checklists, templates, and worksheets;
- online store trust assessments;
- checkout reviews;
- personalized shopping plans;
- digital consultations, reports, and recommendations.
We do not sell, ship, or deliver physical products.
2. Eligibility
You must be legally capable of entering into a binding agreement and making online purchases under the laws applicable to you.
Users who have not reached the legal age required in their location may use or purchase our services only with permission and involvement from a parent or legal guardian.
3. Orders and Payments
You agree to provide accurate and complete billing, contact, and order information.
All prices are displayed before payment. Additional charges from banks, payment providers, currency conversion, or taxes may apply depending on your location and payment method.
An order is confirmed only after successful payment. We may reject or cancel an order if:
- payment cannot be verified;
- incorrect or misleading information was provided;
- the requested work falls outside the service description;
- we suspect fraud, misuse, or unauthorized activity;
- completing the request would violate applicable law or these Terms;
- the service is unavailable.
If we cancel a paid order before work begins, the payment will normally be refunded to the original payment method.
4. Digital Delivery
Digital materials are delivered through the method stated on the service page, which may include email, download links, online access, video sessions, or written reports.
The customer is responsible for:
- providing a valid email address;
- checking spam and promotions folders;
- maintaining a suitable device and internet connection;
- downloading or accessing materials within any stated availability period;
- notifying us promptly about delivery or access problems.
Estimated delivery times may be extended when information required from the customer is missing, incomplete, or submitted late.
5. Customer Responsibilities
To receive personalized services, you may be asked to provide links, screenshots, questionnaires, preferences, or other relevant information.
You agree that all submitted information will be:
- accurate and reasonably complete;
- legally obtained and permitted to be shared;
- free from unnecessary sensitive information;
- provided within the requested timeframe.
Never submit passwords, card security codes, complete payment-card numbers, banking login details, or other private credentials.
We are not responsible for errors or delays caused by inaccurate, incomplete, or late information supplied by the customer.
6. Online Store and Checkout Reviews
Our assessments are based on the publicly available information and customer-provided materials available at the time of review.
A trust check or checkout review:
- is informational and educational;
- does not certify or guarantee a seller;
- does not guarantee that a transaction will be successful;
- does not guarantee product quality or delivery;
- cannot identify every possible scam, risk, or future change;
- does not replace independent legal, financial, cybersecurity, or professional advice.
Online stores, sellers, prices, policies, and reputations may change after an assessment is completed.
7. No Guaranteed Results
Chinka Shopping provides educational materials, observations, and recommendations in good faith. Results depend on individual circumstances, customer decisions, third-party conduct, and factors outside our control.
We do not guarantee:
- specific savings or financial results;
- the legitimacy or future conduct of every seller;
- successful delivery of third-party purchases;
- approval of refunds or disputes by other companies;
- prevention of every fraudulent transaction;
- uninterrupted access to third-party platforms;
- a particular educational or purchasing outcome.
The customer remains responsible for deciding whether to complete any purchase or provide information to a third party.
8. Third-Party Websites and Sellers
Our services may discuss or link to external stores, marketplaces, payment providers, or other websites.
Chinka Shopping does not own or control these third parties and is not responsible for their:
- products or services;
- prices or availability;
- privacy or security practices;
- delivery and refund policies;
- representations or advertisements;
- actions, omissions, or business decisions.
Use of third-party websites is subject to their own terms and policies.
9. Workshops and Consultations
Customers must attend scheduled digital sessions at the agreed time.
Unless different terms are displayed during booking:
- rescheduling requests should be made at least 24 hours in advance;
- late cancellations may be non-refundable;
- missed sessions without notice may be treated as completed;
- rescheduling is subject to availability;
- disruptive, abusive, or inappropriate conduct may result in termination of the session.
If Chinka Shopping cancels a session, we may offer rescheduling, an equivalent service, store credit, or a refund.
10. Refunds and Cancellations
Refunds, cancellations, exchanges, and rescheduling requests are governed by our Refund and Returns Policy, which forms part of these Terms.
Approved refunds are issued only to the same payment method and payment source used for the original transaction.
Nothing in these Terms limits consumer rights that cannot legally be excluded. Online sellers may be required to provide customers with clear information before a purchase, and applicable rights can vary according to the customer’s location and the type of digital service.
11. Intellectual Property
All courses, guides, reports, templates, worksheets, videos, designs, written materials, and other content supplied by Chinka Shopping are owned by us or used with permission.
After purchase, you receive a limited, personal, non-exclusive, non-transferable right to use the materials for your own private purposes.
You may not:
- copy or reproduce materials for commercial use;
- sell, license, rent, or redistribute them;
- share paid access with other people;
- upload materials to public platforms;
- remove ownership or copyright notices;
- present our materials as your own;
- use the content to create a competing product or service.
12. Reviews and Feedback
Customers may share honest opinions about their experience. Nothing in these Terms is intended to prevent lawful and truthful consumer reviews. Businesses should not use form-contract provisions that restrict customers from expressing honest opinions about products, services, or conduct.
By voluntarily sending suggestions or non-confidential feedback directly to us, you permit Chinka Shopping to use that feedback to improve its services without payment or obligation.
We will not publish a customer’s name, testimonial, image, or identifiable information for promotional purposes without appropriate permission.
13. Acceptable Use
You may not use our website or services to:
- violate any law or another person’s rights;
- submit fraudulent or misleading information;
- gain unauthorized access to systems or accounts;
- distribute malware or harmful code;
- interfere with website operation;
- copy or resell restricted content;
- impersonate another person;
- harass staff or other users;
- misuse refund or payment-dispute procedures.
14. Suspension and Termination
We may suspend or terminate access when a customer:
- violates these Terms;
- shares or resells protected materials;
- engages in fraud or unauthorized payment activity;
- creates a security risk;
- behaves abusively;
- uses the service unlawfully.
Termination does not remove payment obligations for services already provided. Refund eligibility will be determined under the Refund and Returns Policy and applicable law.
15. Service Availability and Changes
We may update, improve, replace, or discontinue parts of the website or services.
We may also temporarily restrict access for maintenance, security, technical issues, or circumstances outside our reasonable control.
When a material change affects an already-paid but undelivered service, we will offer an appropriate solution, such as an equivalent service, rescheduling, credit, or refund where required.
16. Disclaimer
Services and materials are provided on an informational and educational basis. While we take reasonable care in preparing them, we cannot guarantee that all information will remain complete, current, or suitable for every individual situation.
Customers should independently verify important information before making a purchase, transferring money, signing an agreement, or sharing personal information.
17. Limitation of Liability
To the extent permitted by applicable law, Chinka Shopping will not be responsible for indirect, incidental, or consequential losses resulting from:
- decisions made using our educational materials;
- actions of third-party sellers or platforms;
- changes to external websites or policies;
- customer device or internet problems;
- unauthorized use of customer accounts;
- information supplied incorrectly by the customer.
Where liability cannot legally be excluded, it will be limited only to the extent permitted by law. Nothing in these Terms excludes liability or consumer rights that cannot legally be excluded.
18. Indemnification
To the extent permitted by law, you agree to be responsible for claims, losses, or expenses arising from your unlawful use of the services, violation of these Terms, infringement of another person’s rights, or unauthorized distribution of our content.
This section does not apply where responsibility results from the actions or negligence of Chinka Shopping.
19. Privacy
Our collection and use of personal information are explained in the Privacy Policy. By using our services, you acknowledge that information may be processed as described in that policy.
20. Changes to These Terms
We may update these Terms when our services, procedures, technologies, or legal obligations change.
The updated version will be published with a revised date. Changes will not normally apply retroactively to completed purchases unless required by law or agreed with the customer.
21. Governing Law and Disputes
These Terms are governed by the laws applicable to the business operating Chinka Shopping, without limiting mandatory consumer protections available in the customer’s country.
Before starting formal proceedings, both parties are encouraged to attempt to resolve the issue through direct written communication.
22. Contact Us
Questions regarding these Terms may be submitted through the contact details published on the Chinka Shopping website.